Privacy Policy | Gina Peterson

Privacy Policy

Legal: Privacy Statement
At Jersey Mortgage Company, we know how important personal privacy is to you. Because of our interest in protecting your privacy, Jersey Mortgage Company has adopted the following privacy principles, continuing our commitment to you, our valued customer:

Recognition of Your Expectation of Privacy
We recognize that you expect privacy and security for your personal and financial affairs. We understand the need to safeguard our sensitive information about you that you have entrusted to us within our affiliated family of banks and companies. We maintain standards and procedures designed to prevent misuse of this information.

Under the federal Fair Credit Reporting Act and other applicable law, you have the right to prevent the sharing of certain information about you for certain purposes. If you wish to exercise this right, please provide us with your name and address, social security number or individual taxpayer identification number, your primary accounts or services with us, and your direction to limit the sharing of information among affiliated banks and companies. To provide us with this information, please either (1) mail it to us at Jersey Mortgage Company, 20 Commerce Drive, Suite 340, Cranford, NJ 07016; (2) deliver it to a customer service representative at our local company office; or (3) call us at 1-800-342-6597.

As more fully explained in the answer to Question #4 below, we are lawfully allowed to share some information with outside companies even if you request us to limit the sharing of information. It is our policy to share this information among our affiliated banks and companies to the fullest extent permitted by law.

If you previously have informed Jersey Mortgage Company of your request to be excluded from such affiliate sharing of information, you need not submit another request.

Fair Credit Reporting Act
The Fair Credit Reporting Act is the primary law that covers information sharing within our affiliated family of banks and companies. This Act permits our affiliated banks and companies to share with each other the following types of information: identification information about you; information about your transactions with any of our affiliated banks and companies; and information about the experiences of any of our affiliated banks and companies with you. Information that bears on your creditworthiness, personal characteristics, mode of living or the like (other than identification, transactional, and experiential information described above) we refer to as personal/credit information which is covered under the Fair Credit Reporting Act. When you request to be excluded from affiliate sharing of information according to the procedures set out in the front cover of this brochure, we cannot share this personal/credit information about you from your applications or agreements, from credit reporting agencies, or from other sources when this information would be used to determine your eligibility for additional consumer credit or insurance products of our affiliates to market to you or in other situations when it would be classified as a "consumer report" under the Fair Credit Reporting Act.
We will, of course, honor your request not to share this personal/credit information to determine your eligibility in these situations, but we will continue to share it in certain other situations, such as to service your accounts or to prevent fraud, consistent with the Fair Credit Reporting Act.

Other Restrictive Laws
Other laws and rulings also regulate our ability to share certain information within our affiliated family of banks and companies in particular circumstances or to offer you products and services in particular cases. Some laws, for example, prohibit us from sharing certain information within our affiliated family of banks and companies without your express written or oral consent or, in a few cases, under any circumstances. Whether or not you have provided us with a "request to be excluded from affiliate sharing of information," of course, we abide by these laws. Other laws and rulings also regulate our ability to share certain information within our affiliated family of banks and companies in particular circumstances or to offer you products and services in particular cases. Some laws, for example, prohibit us from sharing certain information within our affiliated family of banks and companies without your express written or oral consent or, in a few cases, under any circumstances. Whether or not you have provided us with a "request to be excluded from affiliate sharing of information," of course, we abide by these laws.

How can I remove my name from lists created by outside agencies and companies
that are in the business of compiling lists for purchase?

If you wish to have your name removed from the lists created by outside agencies and companies in this business of compiling lists, send a written request with your name, address and social security number (if issued) to the organizations listed below. These organizations are responsible for notifying the agencies and companies that are in this business of compiling lists that you wish to have your name removed from the lists they sell. Be sure to include all versions of your name that appear in mailings or in calls you receive. You must register your own name and address directly with each organization listed below since they cannot process any requests from us.

Contact Jersey Mortgage Company

20 Commerce Drive Suite 340
Cranford, New Jersey 07016

(908) 276-2442   phone
(800) 342-6597   toll free
(908) 276-6803   fax


Jersey Mortgage Company will include your name in its consumer exclusion files so that your name may be removed from lists compiled or maintained by the agencies and companies that are members of that organization. Your name remains in the file for five years. We hope that the provisions and explanations in this Use of Information section answer most of the questions that you have about our use and sharing of information about you. It is an important part of our continuing commitment to provide superior service to you, our customer.

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